This client was seeking finance to purchase a house and fund a subsequent development within the property's vast garden. They required Sirius to structure a seamless debt package allowing them to split the title once purchased and refinance the existing house to a Buy To Let facility and build a new property on the adjoining land. The challenge was that no lender would provide funding where there was planning consent on their proposed security. Sirius provided a two-step solution, a bridge facility to secure the property followed by the introduction of a BTL loan on the existing home whilst the title was split into two. This allowed the client to begin the planning process on the new title.