The clients had limited credit history and income but were keen to invest in their first BTL, a South London flat valued at £0.5m. The vendor created further challenges by threatening to levy significant fees if a specific completion date was not met. Sirius remained vigilant in the application process and applied pressure on the lender and associated professional teams to encourage prompt agreements. Sirius chose to place the client with a lender with which there was a trusting relationship in place with key decision makers. When the clients became trapped in Kenya due to pandemic restrictions, Sirius were able to overcome this by encouraging an exceptional level of flexibility from the lender with regards to their ID process and document signing. A relentless and proactive attitude achieved a successful and timely completion for all parties.