Buy to Let

Acquisition of apartment for aspiring landlords

Loan Amount



BTL mortgage



asset class

Residential portfolio

The clients had limited credit history and income but were keen to invest in their first BTL, a South London flat valued at £0.5m. The vendor created further challenges by threatening to levy significant fees if a specific completion date was not met. Sirius remained vigilant in the application process and applied pressure on the lender and associated professional teams to encourage prompt agreements. Sirius chose to place the client with a lender with which there was a trusting relationship in place with key decision makers. When the clients became trapped in Kenya due to pandemic restrictions, Sirius were able to overcome this by encouraging an exceptional level of flexibility from the lender with regards to their ID process and document signing. A relentless and proactive attitude achieved a successful and timely completion for all parties.


Dak Lam Dak Lam Senior Associate, Investment Finance contact details 0208 092 4423
With over 25 years in the property finance industry, Dak brings a deep and broad knowledge base of specialist lending to Sirius team.

His experience is most prevalent within the arenas of foreign investment, buy-to-let, unusual and limited company structures, pre- and post-incorporating.

Having achieved an Institute of Bankers certificate in Investment Planning and a CeMap qualification, Dak spent fourteen years at several mortgage brokerages before settling at the Brightstar Group in 2014 as one of Sirius's senior debt advisors.
He prides himself on a highly strategic approach for his clients, taking great enjoyment in unusual and challenging cases. Dak has a reputation for making the seemingly impossible, possible. Something that has earnt him a vast and loyal client base of property investors who have utilised his skills and knowledge to grow valuable property portfolios nationwide.

To discuss an opportunity with our team please get in touch.