Scotland BTL

28 house buy-to-let portfolio incorporation

Loan Amount

£3.5 million


Commercial mortgage



asset class

Residential investment

Experienced BTL landlords with a residential portfolio of 28 houses across Scotland and England were seeking to transfer the assets to a Limited Company structure in order to receive CGT and SDLT relief. Sirius raised funds to repay existing debt, leaving the Scotland properties unencumbered, and agreed a 60% LTV 5 year fixed mortgage for the remainder of the properties across three lenders within two weeks.


Dak Lam Dak Lam Senior Associate, Investment Finance contact details 0208 092 4423
With over 25 years in the property finance industry, Dak brings a deep and broad knowledge base of specialist lending to Sirius team.

His experience is most prevalent within the arenas of foreign investment, buy-to-let, unusual and limited company structures, pre- and post-incorporating.

Having achieved an Institute of Bankers certificate in Investment Planning and a CeMap qualification, Dak spent fourteen years at several mortgage brokerages before settling at the Brightstar Group in 2014 as one of Sirius's senior debt advisors.
He prides himself on a highly strategic approach for his clients, taking great enjoyment in unusual and challenging cases. Dak has a reputation for making the seemingly impossible, possible. Something that has earnt him a vast and loyal client base of property investors who have utilised his skills and knowledge to grow valuable property portfolios nationwide.

To discuss an opportunity with our team please get in touch.